Own an boat?
Thinking of buying a boat?
February are big months for boat shows. If you are thinking of just adding
your new boat to hyour homeowners policy, be sure you know why a seperate specualty policy is better.
With a homeowners endorsement, there is likely a cap which is well below the
boat's value. A boat policy covers the boat's agreed value or even its
With an endorsement, all the customer gets is physical damage coverage, and
maybe some extension of liability. But a boat policy offers a fuller liability
provision, as well as higher limits and other coverage options. A good boat
policy is all about full protection and options, such as emergency assistance,
protection from uninsured or underinsured boats, loss of fishing gear, and
With an endorsement, the list of covered perils is limited. A boat policy
offers a comprehensive list.
Got questions, call.