Wednesday, September 24, 2014

New Evinrude G2

While we were attending the Pontoon and Deck Boat Days at Table Rock lake, I was able to drive a New Bennington Tri-toon with a new Evinrude G2, 200 horsepower outboard.

I better back up and mention that when the Pontoon and Deck Boat  Days comes around next year, you don't want to miss the event. Where else can you get to drive 20+ new pontoons and deckboats?  Plus they gave away a pontoon (and Jeanne was only one card away from winning it).  Look out next year!

Back to the Evinrude, I didn't like the looks much in the pictures, but I don't think the pictures do the engine justice. It is very cool looking in person. The optional color panels, the power steering unit the quiet running.  I have to admit, I was almost ready to trade the Mercury (sorry Mercury) for a new one...except they didn't have one in my size.

Apparently my boats too small. So you are safe for now Mercury.

Oh and about the test drive, wow, it was great. I added to my pontoon knowledge and Jeanne and I decided that we really do have a great boat.

I always want a bigger boat with more power and more extras,  but what I have really works great for us and the dog.  The Pontoon and Deck Boat Days did give me a chance to compare what we have with our Bentley Cruise with what the other manufacturers offer (fit, finish and extras).  I don't think there is one boat that would be perfect, but I'd like to try and find it!

Oh and cup holders, you can never have enough cup holders, so we bought more from Terry Graber and Associates.

Friday, September 5, 2014

Medicals needed?

Most companies require a current medical if you are to be insured.  Does that mean you don’t have insurance if you don’t have a medical?  No!  If you are not using the aircraft in a way that needs a medical, why would you need to have a medical?

If you are unable to maintain a medical, but you still own an aircraft it could still be insured.  If you are not flying the aircraft and you have coverage while “not-in-flight” and the aircraft is damaged by a big storm, you should still be covered.

Many of the aviation insurance companies follow the guidelines of the FAA.  I even tried to find an FAR that said you had to have a medical (or a pilot’s license for that matter) to taxi or own an aircraft.  I was unable to locate anything specific to that.  (Just think, if that was the case, many of the corporate owners or the owners that hire a pilot, would not be able to have any coverage). 

For an example, say you are the aircraft owner and you don’t have a medical and you are taxiing your aircraft around the airport.  A good owner keeps the engine, tires and brakes limbered up.  And let’s assume that you have full coverage for ground and flight.  Now, what if you happen to have a minor mishap during that time, such as you hit a taxi light or drop in a hole and damage the prop, you should have coverage.  Should have coverage and the insurance company not wanting to pay are two different things.  Most aircraft insurance policies have a section that states that the operator of the aircraft has to meet the requirements of the policy.  The requirements usually include a medical.  But a medical is not required to taxi or start the aircraft only to fly the aircraft.  If you were not on the runway, not flying or haven’t been flying, should they pay?  I think so.  And will they pay?  Probably.  If the company has provided the correct coverage for the aircraft and the aircraft is not in a situation requiring a medical, they should be responsible! 

If you were out flying and the aircraft had an accident, you’d void the policy without a medical.  So just because you are on the ground doesn’t mean you don’t have to meet the policy requirements.  The earlier example is a situation, where you were not in flight and not intending to fly. 

Of course, this is a “gray” area.  If the pilot is taxiing to the pumps for fuel to make a flight, he doesn't have to have a medical, but going down the runway he does...I just thought of something else.  Many people think they can get around this by having a friend in the aircraft that does have a medical.  Problem is if they are not qualified, listed or meeting the open pilot warranty they are not covered in the aircraft.  If the other pilot is not an instructor they can’t be “giving dual”.  Additionally, that “friend” will be the one at risk of being the pilot in command in the event of an accident or claim.  Very few people I know want to have an accident (and possibly a violation) on their pilots record for a friend who just happened not to have a medical!  Usually the friendship ends up being very short.

Tuesday, September 2, 2014

Pontooning video

We had a great night on the lake and ended up being followed by the seagull population apparently we were stirring up the fish in the lake.